Source: http://nflcommunications.com/2012/01/02/2012-opponents-determined/
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মঙ্গলবার, ৩ জানুয়ারী, ২০১২
NFL Communications - 2012 Opponents Determined ?
The Catholic church costs Italy 6 billion euros a year
But worth every penny, right? Given all the church does for child welfare, and women?s rights, and the health and well-being of people with Aids and their spouses and children, and education, and?
Well they keep the brocade industry going, at least. Do admit.
But the IHEU refuses to admit.
The findings by Italy?s Union of Rationalist Atheists and Agnostics (UAAR), a member organization of the International Humanist and Ethical Union, were published the day after Italy?s new government announced a budget filled with new taxes and drastic spending cuts.
But the spending cuts are in this world, while the Catholic church takes care of the other world, so that it will be all clean and shiny when we get to it. No worries. Happy new year.
?
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Moscow's Good News Church
As Christianity in Russia is on the rise, there's one church in Moscow that's reaching thousands. In fact, the "Good News" church is one of the largest and fastest growing evangelical congregations in that country.
Hide?Transcript
IN A LAND WHERE THE RUSSIAN
ORTHODOX CHURCH DOMINATES, ONE
EVANGELICAL CHARISMATIC CHURCH
IS CREATING SPIRITUAL WAVES.
PROTESTANT MOVEMENT GROWING
VERY STRONGLY.
AMERICANS ARE AT THE
FOREFRONT OF THE MOVEMENT.
1991 IS THIS COUPLE MOVED THEIR
FAMILY TO THE FORMER SOVIET
UNION WITH A GOAL OF REACHING
RUSSIANS WITH THE GOSPEL OF
JESUS CHRIST.
NINE YEARS LATER, THEY STARTED
MOSCOW GOOD NEWS CHURCH IN THE
RUSSIAN CAPITOL CITY.
IT IS 3500 PEOPLE IN
ATTENDANCE.
THAT IS LARGE FOR RUSSIA.
SOMETHING DIFFERENT HAPPENS AT
MOSCOW GOOD NEWS.
THOSE FROM ORTHODOX BACKGROUND
FIND THE EVANGELICAL CHURCH
COMMUNITY A WHOLE NEW
EXPERIENCE.
SOME ARE SHOCKED.
SOME THINK WOW, I HAVE ONLY SEEN
THIS IN MOVIES.
ALONG WITH THE PREACHING OF
THE GOSPEL, WORSHIP AND STYLE OF
MUSIC IS A BIG DRAW, TOO.
COME TO CHURCH, WE HAVE
MUSIC.
GOSPEL MUSIC?
IN ADDITION TO THE MAIN
SERVICE, THEY HAVE AN ACTIVE
CHILDRENS' MINISTRY THAT PUTS ON
PERFORMANCES ABOUT THE LIFE OF
CHRIST AND AN ENTIRE CHURCH JUST
TO REACH IT WILL ELDERLY.
DESPITE THE TREMENDOUS
SUCCESS OF MOSCOW GOOD NEWS
CHURCH, IT FACES A HUGE PUBLIC
PROBLEM.
CHARISMATIC CHURCHES ARE OFTEN
CONSIDERED CULTS.
THEY PUT LAWS ON THE BOOKS TO
RESTRICT RELIGIOUS FREEDOM.
THEY VIEW THE CHURCHES AS
COMPETITORS, THEY SIDE WITH THE
GOVERNMENT TRYING TO LIMIT
EVANGELICAL CHURCH GROWTH.
THE ORTHODOX CHURCH DOESN'T
HAVE A GOOD OPINION.
IT HAS TO CHANGE.
IT IS THAT SENTIMENT THAT HOPE
LEAD TO MORE RUSSIANS EMBRACING
THE MESSAGE OF JESUS CHRIST.
CAPITOLISM HAS COME.
MANY PEOPLE HAVE MADE AND LOST
AMOUNTS OF MONEY.
THEY HAVE FOUND OUT IT IS NOT
THE ANSWER TO ALL THEIR
PROBLEMS.
THERE IS A NEW WAVE OF INTEREST
IN SPIRITUAL THINGS.
Source: http://www.cbn.com/media/player/index.aspx?s=/mp4/GTH279_WS&WT.mc_id=VideoRSSFeed
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সোমবার, ২ জানুয়ারী, ২০১২
Spain public deficit may even top 8 percent: economy minister (Reuters)
MADRID (Reuters) ? Spain's public deficit for 2011 may be higher than the 8 percent of GDP forecast by the new government, the economy minister said Monday, fuelling fears the country faces a prolonged period of tight budgets and economic contraction.
Spain had originally targeted a 2011 deficit of 6 percent of gross domestic product, but the newly elected conservatives said Friday the deficit would be 8 percent. It said it would now have to work hard to hit this year's tough deficit-reduction goals in an economy seen tipping back into recession this quarter and announced new tax rises and spending cuts.
"We'll need to see, but it's possible that we have gone over the 8 percent mark, though (we) expect that it hasn't done so by much," Economy Minister Luis de Guindos said during an interview with Cadena Ser radio, his first since taking the post after the conservatives won the November election.
Friday's announcement that the deficit would be as high as 8 percent of GDP has reignited market concerns about the financing needs of indebted euro zone countries and put downward pressure on the euro, which hit a decade low versus the yen Monday.
Guindos said Spain's economy may contract in the first quarter of 2012 after shrinking in the previous three months, in line with analyst expectations that the euro zone's fourth-largest economy is already in recession.
Spain has been a focal point of the debt crisis as the previous Socialist government fought to deflate one of the highest public deficits in the currency bloc by introducing massive spending cuts and tax hikes.
Spain's manufacturing slump showed no sign of letting up in December, adding to expectations the battered economy will shrink in the next few quarters, a purchasing managers' survey showed Monday.
The government announced additional tax hikes Friday worth an estimated 6 billion euros ($7.79 billion) a year and spending cuts worth 8.9 billion euros, with which it aims to reduce the deficit by 1 percentage point in the short term.
Treasury Minister Cristobal Montoro, speaking at a separate event in Madrid Monday, said the government would announce new economic measures Thursday after the weekly cabinet meeting, but these would not include further spending cuts.
The premium fixed income traders demand to hold Spanish over German debt dropped by 3 basis points to around 329 bps on Monday from settlement Friday, but trade was thin with London markets closed until Tuesday.
"The measures announced by the government don't seem to have had an effect, for good or bad. Tomorrow will be the test, but I don't think the market will react much. The tax hikes and cuts have been more or less discounted," a Madrid-based trader said.
STRUCTURAL REFORMS
Measures to balance the public accounts will be accompanied by structural reforms which will help restart the stalled economy, Guindos said.
"The government has a very aggressive reformist agenda for the next few weeks and months, in the labor market, the financial system, in the goods and services markets and competitiveness," he said.
The austerity measures announced last week are the first of many, Deputy Prime Minister Soraya Saenz de Santamaria said. The government must find savings worth more than 35 billion euros in 2012 to meet its deficit goal of 4.4 percent of GDP.
"With these measures, we're not very optimistic on the growth prospects for this year. We expect the economy to contract by more than 2 percent, but it all depends on financing costs," economist at Citi Jose Luis Martinez said.
"If the deficit-cutting measures change the market perception, the economic contraction could be less. If not, probably more."
The debt crisis and concerns over the health of Spain's accounts has closed bond markets to all but a few Spanish companies and banks, causing bank loans to dry up and making financing impossible for small and medium-sized companies.
Mass lay-offs by struggling businesses and a labor market hit by the dual slump in the construction and service industries has left 5 million Spaniards unemployed, accounting for almost a third of all jobless in the entire 17-country euro zone.
Spaniards, which handed the government of Prime Minister Mariano Rajoy the largest parliamentary majority in 30 years in the November election, are largely resigned to a tough few years, according to polls.
Almost half of people surveyed by Sigma Dos for El Mundo did not expect an economic recovery until after 2013, according to a poll published Sunday.
Only 15.1 percent said they expected some recovery this year, while 37 percent believed the Spanish economy would fair worse in 2012 than in 2011.
($1 = 0.7703 euros)
(Additional reporting By Andres Gonzalez; Editing by Jose Elias Rodriguez; Editing by John Stonestreet and Susan Fenton)
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Is Islamic Finance ready for more standardization? | Islamic Finance ...
When bankers from East and West gathered in Manama at the 18th Annual World Islamic Banking Conference in November 2011, one topic was prevalent at nearly all discussion rounds: standardization.
But while Islamic Finance is expanding to new frontiers such as Uganda, France, Egypt, South Korea and Oman, the objective to make Shariah-compliant financial products more standardized appears more and more like a far-fetched daydream.
Let's take France, with its legal environment based on the Napoleonic Code civil. The French jurisdiction differs greatly from British Common law or Case law, the predominant legal framework in England, the centre of Islamic finance in Europe. How shall a financial solution, let's say an Islamic trade financing based on Murabaha, be used by a London-residing bank if it was legalized in France? Calls for more standardization overlook the individual nature of national jurisdictions, which still exist even in the 27-member states European Union.
The Common law is also used in the Dubai International Financial Center (DIFC), one of the major Islamic banking hubs in the Middle East, while the jurisdiction in the UAE is based on a mix of the French Code Civil and Islamic law. "Both legal environments differ too much from each other," says Houram Houssani, Partner at the GCC's largest law firm Al Tamimi & Co. in Dubai. "This is why we think the DIFC will, legally, continue to exist as a state in the state within the UAE."
At the same time, Qatar has implemented a strict separation between Islamic and conventional banking, banning Islamic windows at all conventional lenders in the country, a first in the industry.
Divergent views on Islamic Finance's future
Anecdotal evidence also shows that the leading market participants do not agree at all in the direction Islamic Finance shall take, as AMEinfo.com has learned when from interviewing experts at conferences. One Islamic Finance consultant based in Dubai blames some banks for not operating in an Islamic way at all but "running a Shariah-bank with a conventional window". Other professionals are outraged that some financial firms try to develop Islamic derivatives or even Islamic hedge funds despite the fact that Shariah bans interest, short-selling and speculation.
In some cases, rules set by the Islamic Financial Services Board (IFSB), one of the most accepted international standard setting organizations, are even stricter than the guidelines for the conventional world. According to Rohit Verma, product management director at Oracle Financial Services, the IFSB "has stricter capital requirements than those proposed in Basel III, with tier 1 and total capital requirements currently standing at 8% and 12% respectively. The minimum common equity requirements for Basel III are set at 4.5% and total capital requirements have been set at 8% with a 2.5% buffer," Verma writes in an article published in New Horizon (Issue October - December 2012). Although Basel III does not distinguish between conventional and Islamic banks, the rules are primarily set for the conventional world, as the Shariah finance universe stands for 1% of the global economy.
"Focus on a few things, not many things," is a favourite piece of advice from legendary investor Warren Buffet. Maybe it is time for Islamic finance to focus on its strengths, namely to provide a non-conventional, non-interest ethical way of banking and investing rather than trying to put the whole industry under one hat, labelled "standardization", a task which seems to be "Mission: Impossible" as more participants enter the scene.
Source: http://www.ameinfo.com/285615.html
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রবিবার, ১ জানুয়ারী, ২০১২
Live Webcast for Communications ? Boost Online & Cross Channel ...
Communications customers expect a personalized customer experience in which their service providers act more like retailers than traditional telcos. ?However, working within this new era of e-commerce is often difficult?especially when integrating channels such as social networks and mobile devices. ??Tune into this webcast with Analysys Mason and Oracle to explore how successful e-commerce strategies for telcos can: ?
-
Increase conversions of visitors to customers by 16%
-
Increase online orders by more than 50%
-
Greatly reduce the cost of processing online orders
The speakers will discuss how cross-channel marketing and sales strategies can provide a uniform, personalized buying experience across your online site, retail store, contact center and partner channels. ?
Register Here
Source: http://blogs.oracle.com/crm/entry/live_webcast_for_communication_boost
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